Terms of Service
Last updated July 23, 2026
HesabNa is a bill-splitting tool — not a payment processor. We help you calculate who owes what; the actual money movement is between you and your friends directly.
1. Acceptance
By creating an account or using HesabNa in any way, you confirm that you are at least 18 years old and agree to these Terms of Service. If you do not agree, please stop using HesabNa.
2. What HesabNa Is (and Is Not)
HesabNa is a bill-splitting and payment coordination tool. We help you:
Scan and read restaurant receipts automatically
Assign items to people in your group
Generate per-person payment links showing each person their exact share
HesabNa does not process, hold, or transfer money. All actual payments happen through third-party services chosen by you (InstaPay, Vodafone Cash, Telda, or any other service). HesabNa has no involvement in those transactions and is not responsible for their outcome.
3. Your Account
You are responsible for keeping your account credentials confidential. Notify us immediately at hello@hesabna.app if you suspect unauthorized access to your account.
You may not create accounts on behalf of others without their explicit consent.
4. Acceptable Use
You agree to use HesabNa only for its intended purpose: splitting bills among people genuinely part of the same purchase. You must not:
Scan receipts for transactions you were not part of
Enter false amounts, names, or payment handles
Use HesabNa to facilitate fraud or any illegal activity
Attempt to reverse-engineer, scrape, or disrupt the service
5. Scanning Accuracy
HesabNa reads receipt images automatically. While we work hard to make this accurate, it can make mistakes, especially on unclear or damaged receipts.
You are responsible for verifying all extracted data before sharing payment links. HesabNa is not liable for financial disputes arising from scanning errors you did not verify.
6. Payment Handles
When you add a payment handle (InstaPay alias, Vodafone Cash number, etc.) to your profile, it will be visible to anyone who receives a bill link from you. Only add handles you own and want to receive payments at.
HesabNa is not responsible if funds are sent to an incorrect handle due to information you entered.
7. Referral Program
HesabNa may offer a referral program granting premium access to both referrer and referred user. Rewards are granted at our discretion and may change at any time. Abuse of the referral program (self-referrals, fake accounts) will result in account termination and forfeiture of rewards.
8. Intellectual Property
All content, design, code, and trademarks within HesabNa are owned by or licensed to HesabNa. You may not copy or use any part of HesabNa's interface or branding without prior written consent.
Receipt images you upload remain your content. By uploading them, you grant HesabNa a limited license to process and display them solely to provide the service.
9. Limitation of Liability
To the maximum extent permitted by law, HesabNa and its team are not liable for:
Payment disputes between users
Money sent to an incorrect payment handle
Losses from receipt-scanning errors you did not verify
Service downtime or data loss
HesabNa's total liability for any claim shall not exceed the amount you paid in the 12 months before the claim.
10. Termination
We may suspend or terminate your account for violation of these Terms or abuse of the service. You may delete your account at any time from Profile → Delete my account and data — this immediately deletes your profile and payment handles; bills you organised are kept so other participants' records aren't affected, but are no longer linked to your identity. Anonymised, aggregate usage data (containing no identifier tracing back to you) may be retained for service improvement.
11. Changes to These Terms
We may update these Terms at any time. We will notify you of material changes by email or in-app notice. Continued use after changes constitutes acceptance of the new Terms.
12. Contact
Questions? Reach us at hello@hesabna.app. We respond within 2 business days.